Buying property in Florida may seem straightforward, especially for international or Canadian buyers who are used to different real estate rules. However, Florida’s market operates differently from many Canadian provinces and other U.S. states.
That’s why having a Buyer’s Agent representing you is more important than ever.
Florida Does Not Require a Full Seller Disclosure Form
However, unlike some jurisdictions, Florida does not require sellers to complete a detailed disclosure form listing every possible defect or issue with the property.
This means buyers must be even more diligent and properly guided throughout the process.
Sellers Must Disclose Certain Material Defects… But There Are Limits
In Florida, sellers and their brokers must disclose any significant defect not readily observable that could impact the property’s value.
But importantly, this does not mean they inspect the property for you or verify every technical detail.
A listing agent is generally not an expert in:
- construction
- roofing
- plumbing
- structural issues
- title research
- municipal compliance
- open or unclosed permits
This is where a Buyer’s Agent makes all the difference.
The Listing Agent Represents the Seller
The listing agent’s primary duty is to protect the seller’s interests—not the buyer’s.
For example:
- They may mention competing offers if authorized by the seller.
- They may not be required to volunteer certain information if no one asks.
- They negotiate in the seller’s best interest.
A Buyer’s Agent works exclusively for YOU.
A Buyer’s Agent Helps Structure Your Offer
In a competitive market, a Buyer’s Agent can guide you on strategies such as:
- escalation clauses
- inspection timelines
- financing contingencies
- pricing strategy
- contractual protections
An escalation clause can automatically increase your offer up to a set cap if a competing offer is received.
Rules Have Changed: Buyer Agreements Are Now Required
Today, buyers are generally required to sign a written agreement with their agent before touring homes—even virtually.
In Florida, these are commonly called:
Exclusive Buyer Brokerage Agreements
This clarifies representation, services provided, and the professional relationship.
Why Work With Melissa Tromba
I am a licensed Sales Associate in Florida with The Agency South Florida, as well as a licensed Real Estate Broker in Quebec with The Agency Montreal, allowing me to assist Canadian, Quebecois, and Foreign National buyers on both sides of the border.
I understand:
- legal and transactional differences
- foreign buyer needs
- second homes, vacation rentals, and multiplex properties
- tax and logistical realities for Canadians buying in Florida
- mortgage rules in Florida for Foreign Nationals
